Lender profile
MoFin Lending
hard money
Verified Sep 17, 2026
MoFin Lending is a direct DSCR lender licensed in 34 states with a 700 minimum credit score — the highest credit floor among the lenders added to this directory in September 2026. Minimum loan size is $150,000. The company does not publish minimum DSCR, maximum loan size, LTV, or rate figures in the sources reviewed.
Published facts
Loan size
$150,000
Min credit score
700
States covered
34
Channel
Direct
Terms
Not publicly published
Close time
Not publicly published
Products
rental DSCR
Strengths
- Licensed in 34 states
- Direct lender
- $150,000 minimum loan size
- Highest minimum credit score (700) among the lenders added to this directory in September 2026
Who this lender suits
Investor with a 700+ credit score and a $150,000+ loan size seeking a direct DSCR lender.