Calculators
Investor loan calculators
Seven tools, each answering one question about a deal. Every rate, fee and assumption in each one is a field you can change — nothing is a hidden constant. None of these are a lender's calculation or a quote; they are the arithmetic behind the number, so you can see exactly how it moves.
DSCR calculator
Does this property’s rent cover its own payment?
Gross monthly rent against principal, interest, taxes, insurance and dues — the ratio almost every investor loan decision starts from.
Open the calculator →Cash flow calculator
What does this rental actually put in my pocket each month?
Rent minus vacancy, management, maintenance and the mortgage payment — plus the cash-on-cash return on what you put in.
Open the calculator →Cap rate calculator
How does this deal perform on paper, independent of financing?
Net operating income against price — the return a property produces before anyone’s mortgage enters the picture.
Open the calculator →BRRRR calculator
How much of my own cash actually comes back out at refinance?
Purchase, rehab and closing costs against the refinance loan the after-repair value supports — and what DSCR the refinance loan clears.
Open the calculator →Max cash-out calculator
How much can I pull out in a cash-out refinance?
Current value and payoff against a cash-out LTV — and whether the resulting loan still clears a DSCR test.
Open the calculator →Break-even refinance calculator
How many months until a refinance pays for itself?
Closing costs against the monthly payment savings a new rate and term actually produce.
Open the calculator →Rate cap calculator
What happens to my payment if a floating rate hits its ceiling?
Index, margin and a rate cap on a bridge or hard money loan — the payment today against the worst case the cap allows.
Open the calculator →Not sure which number matters for your deal? Describe the situation instead and see which loan products fit before you run the math.