Lender profile
LoanFunders
hard money
Verified Sep 17, 2026
LoanFunders is a direct DSCR lender with a 0.80 minimum DSCR floor (1.15 DSCR required for its best pricing tier) and a 660 minimum credit score. Minimum loan size is $100,000, with maximum LTV of 80% (75% on 2–8 unit properties). The company does not publish maximum loan size, rate, or state-coverage figures in the sources reviewed.
Published facts
Loan size
$100,000
Max LTV
80%
Max LTC
80%
Min credit score
660
Min DSCR
0.80
Channel
Direct
Terms
Not publicly published
Close time
Not publicly published
LoanFunders does not publish a state-coverage count. Its stated geographic focus is “states not publicly disclosed” — a description of intent, not a confirmed licensure claim.
Products
Strengths
- 0.80 minimum DSCR floor (1.15 DSCR for best pricing)
- Direct lender
- $100,000 minimum loan size
- Maximum 80% LTV (75% on 2–8 unit properties)
Who this lender suits
Investor with at least 0.80 DSCR seeking a direct lender; best pricing available at 1.15+ DSCR.