Lender profile
FundLoans
hard money
Verified Sep 17, 2026
FundLoans is a broker-only DSCR lender with a $200,000 minimum and $6,000,000 maximum loan size — the largest maximum among the lenders added to this directory in September 2026. Minimum credit score is 660 with a 0.75 minimum DSCR. Maximum LTV is 80% on purchase/rate-term and 75% on cash-out refinance. The company does not publish rate or state-coverage figures in the sources reviewed.
Published facts
Loan size
$200,000 – $6,000,000
Max LTV
80%
Max LTC
80%
Min credit score
660
Min DSCR
0.75
Channel
Broker only
Terms
Not publicly published
Close time
Not publicly published
FundLoans does not publish a state-coverage count. Its stated geographic focus is “states not publicly disclosed” — a description of intent, not a confirmed licensure claim.
Products
Strengths
- Largest maximum loan size among the lenders added to this directory in September 2026 ($6,000,000)
- Broker-only origination
- 0.75 minimum DSCR
- 75% LTV on cash-out refinance
Who this lender suits
Broker-originated borrower financing a large-balance DSCR loan up to $6,000,000.