Requirements
Dominion Financial Services lending requirements
The published qualifying criteria for Dominion Financial Services — the thresholds a deal is screened against before anything else about it matters. Verified Sep 17, 2026.
Maximum leverage
75% LTV / 85% LTC
Maximum loan-to-value is 75% of the property's appraised value — the borrower brings at least 25% of value in cash or equity. Maximum loan-to-cost is 85% of total project cost — purchase price plus rehab budget. That is the binding number on a value-add deal where the finished value will exceed the purchase price, since an LTV cap alone would understate what Dominion Financial Services will actually lend against the project.
Loan size
$50,000 – $5,000,000
Loan sizes run from $50,000 to $5,000,000. A deal outside that band, in either direction, is outside Dominion Financial Services's box regardless of credit score or DSCR.
State coverage
51 states
Dominion Financial Services is licensed in 51 states as of the verification date below. A property outside that footprint is not eligible here regardless of how it scores on every other criterion.
Reading these thresholds together
Dominion Financial Services publishes 3 of the 7 criteria categories this directory tracks (credit score, DSCR, leverage, loan size, entity requirement, origination channel, and state coverage). Any category not shown above is not publicly disclosed by Dominion Financial Services as of Sep 17, 2026 — treat an absent category as unknown, not as "no requirement."
None of these thresholds are guarantees. A deal that clears every published floor still goes through underwriting on the specific property, borrower history, and documentation and entity structure . These are the gates a deal has to clear before that review even starts.