Lender profile
Cogo Capital
private money · Coeur d'Alene, ID · founded 2008
No verification date on file. The figures below have not been re-checked against a published source — read them as reported, not confirmed, and verify directly with Cogo Capital before relying on them.
Cogo Capital funds through a private capital pool rather than an institutional warehouse line, and its products include rental financing alongside fix-and-flip and bridge loans. That flexibility comes at a price: rates run 11%-14%, with loan sizes from $50,000 to $2,000,000 at up to 70% LTV / 85% LTC.
Published facts
Loan size
$50,000 – $2,000,000
Max LTV
70%
Max LTC
85%
Terms
6-12 months
Close time
7-14 days typical
Cogo Capital does not publish a state-coverage count. Its stated geographic focus is “National” — a description of intent, not a confirmed licensure claim.
Products
Strengths
- Private-capital funding outside standard DSCR guidelines
- Rental financing alongside fix-and-flip and bridge
- Loan sizes from $50,000
- 6-12 month terms
Who this lender suits
An investor whose rental, flip, or bridge deal doesn't fit standard DSCR guidelines and needs private-capital flexibility instead